Insurance Buffs Begins Development of New Webinar Series to Educate Consumers on Buying Insurance

Insurance Buffs Begins Development of New Webinar Series to Educate Consumers on Buying Insurance

The Chief Exec of Insurance Buffs, a provider of multiple types of insurance - including cheap car insurance, recently announced that the company will be producing and publishing a series of free seminars on its website. According to the CEO, “as a proactive move to educate the consumer on the ins and outs of purchasing insurance, were putting together this series of webinars that will be totally free for visitors to our site.”

“This series will focus on all of the finer points of shopping around for insurance, purchasing a policy and knowing when and how to file a claim. Quite a bit of research on consumer habits has shown that most people purchase their insurance policies based solely on what they perceive to be the best marketing efforts. Research also shows that the consumer is likely to purchase their coverage from a company whose message extols the virtue of their cheap car insurance, even when the quality is lacking.”

“We want to show the consumer that there is a way of getting cheap car insurance without sacrificing quality. Our series will show the average man or woman how to get the most quality at the lowest cost, along with all of the other important areas that we often overlook; including what to do when there’s an accident and what steps are necessary when it comes to filing an insurance claim. What our research has shown, is that most people have not bothered to educate themselves on some of these points, because they have never to actually file a claim.”

Insurance90 Publishes Guide for Consumers Looking to Cut Insurance Costs

Insurance90 Publishes Guide for Consumers Looking to Cut Insurance Costs

Insurance 90, a recent entry into theonline car insurance market that specializes in providing the cheapest car insurance, has announced that in an effort to help consumers in their search for the most economic insurance policies available, that they will soon be publishing it consumer guide that provides tips on how to compare the offerings of various insurance companies. “In a time where getting the most bang for your buck is seriously important, the average consumer needs to cut costs wherever possible,” said a spokesman for the company.

“We’re putting together this guide so that the average consumer will not only be able to find the cheapest car insurance, but will also find the policy that matches his or her needs. The guide will offer tips on comparing the advertised options from different insurers as well as educating the consumer on some of the fine print that they should be looking at a bit more carefully.”

“As consumers review this guy, what we want them to take away from the information is that there are lots of insurance companies offering cheap car insurance and supposedly offering good coverage, but it’s very important for the consumer to get down to the nuts and bolts of the policies that reviewing. We want to make sure that no one buys into a policy simply based on price; the finer points of the policy have to be taken into very serious consideration.”

According to inside sources, the new guide should be completed and available on the company’s website during the coming months, “we’re taking our time and putting together the guide because we want to make sure that we cover all of the bases,” added the company spokesman.

Man accused of falsifying insurance claim

Man accused of falsifying insurance claim

A Rome man was arrested Friday afternoon after police said he helped a woman falsify an insurance claim in April 2010, reports stated.

According to Floyd County Jail reports:

Kaylan Kendrell Jones, 18, of 709 Graham St., was charged with felony fraudulent insurance claim. Police said he was in a car wreck and fled the scene on foot before officers arrived. He later helped the woman who owned the car tell the insurance company and police officers that the car was stolen, which resulted in the owner of the car being awarded $13,733.50.

Jones remained in jail Friday night.

Maximized Car Insurance Price from Preferred Provider Network Offered by AGIC

Maximized Car Insurance Price from Preferred Provider Network Offered by AGIC

A Florida Auto Insurance Company, AGIC, currently provides a 50 percent reduction on medical deductibles if medical concerns will be raised within the company’s medical provider. As injuries and health conditions are a serious consideration during car-related accidents, this is a good opportunity for car owners to maximize.

The said coverage uses the facilities of Physicians Group, LLC, which is composed of 47 clinics throughout the state of Florida. As such, patients will be provided comprehensive medical care. Vincent Payne of AGIC Insurance even said that this medical insurance coverage will certainly save them a great deal of money. This will also make them feel that their car insurance price is worth it.

Additionally, other companies partnered up with automotive repair shops to provide lower prices for damages gotten from the car accident. They are offering discounts without sacrificing the quality of service one will receive from them. There are also auto rental shops that are being partnered by the insurance companies to aid in temporary transportation while the vehicle is being fixed.

With these initiatives, car insurance price is evidently reasonable for it already covers both the people and the vehicle which are the main aspects of vehicular accidents.

Women’s Car Insurance to be Lower than Men

Women’s Car Insurance to be Lower than Men

With car-related accidents being lower for women, an official proposed having cheap women’s car insurance to be rewarded to these drivers. There are currently discussions with the European courts being done relating to this matter as Peter Staddon, head of technical services at the British Insurance Brokers’ Association confirmed.With car-related accidents being lower for women, an official proposed having cheap women’s car insurance to be rewarded to these drivers.

This will then be reflected on insurance premium rates being set for both men and women. This standard based on gender is currently under investigation so that all possible considerations and details will be taken into account. Despite the fact that women are proven to be better drivers as supported by statistics on car accidents, still, other matters need to be weighed accordingly.

Mr. Staddon even confirmed that the grant on these premiums will be based on the results of data available. Once regulation is passed and credit is given to females, according to Daily Mail Reports, an increase in women’s car insurance premiums will be significantly evident for drivers.

Car Insurance Coverage: A Protection to All

Car Insurance Coverage: A Protection to All

Minimum car insurance coverage is the only requirement for motorists in North Carolina as mandated by the law. However, taking a look at severe injuries relating to car accidents, this coverage will not suffice for all the expenses and financial compensation to be incurred during these incidents.

If this is the case, one can utilize the use of uninsured-underinsured motorist (UM/UIM) policy. Uninsured coverage provides coverage, such as medical expenses, lost wages, and injuries, for those without car insurance coverage. The Underinsured Coverage, on the other hand, will equipped a driver whose current car insurance coverage is not enough to compensate for the damages incurred.

The purchase of this uninsured-underinsured motorist (UM/UIM) policy is still based on the driver’s capacity to pay as some may use this abusively in order to save more money. One should always remember that life and safety are important for every driver and one should take necessary actions to safeguard it at all times by all means possible.

Optional auto insurance helps motorists with car damage from pot holes and other winter hazards

You drive across what seems to be the Grand Canyon of pot holes seriously damaging your car's front end. Does your insurance policy cover the cost of the repairs?

That's just one question being asked as consumers from Buffalo to New York City see their cars take a beating this winter. Pot hole-scarred streets, fallen tree limbs and other snow-related situations have taken a toll on many consumers' vehicles.

"Consumers can help themselves by understanding what their policy covers and what is excluded from coverage. They should also know that they can turn to the Insurance Department if they need help with an automobile insurance issue they cannot resolve themselves," Insurance Superintendent James Wrynn said.

Mandatory no-fault, liability and uninsured motorist coverages do not apply to damages to your own vehicle. Claims related to losses to your vehicle can generally be covered by optional collision and comprehensive coverages.

Here are some common ways that insurance can help motorists when winter gets the best of their cars:

• Pot holes – Damage caused by pot holes is covered under the collision portion of an automobile insurance policy. However, since collision coverage is optional, don't look to your insurer to help you pay for damage caused by rough roads unless you've already purchased that option.
• Falling objects – Damage caused by falling objects, like ice, tree limbs or hail, is covered if your policy contains comprehensive physical damage coverage, which again is an optional form of coverage. Under comprehensive coverage, your insurer pays you, without regard to fault, for damage to your car from all causes, other than a collision. Besides protecting you from losses due to falling objects, comprehensive coverage protects against theft, fire, flood, windstorm, glass breakage or vandalism.
• Hitting a deer – Deer and other animals are often harder to see during winter's shorter daytime hours. Damage caused by hitting or being hit by a deer or other kind of animal would be covered by your comprehensive physical damage coverage.
• Your parked car is hit by another vehicle – Your collision coverage would cover damages to your car. You may also be able to file a claim against the driver of the other vehicle.

Consumers will need to pay any deductibles that apply when filing claims for losses that are insured under the collision or comprehensive physical damage provisions of their policies.